We're on a mission to
eliminate expense friction
Dotva gives your team a smarter way to manage spending — pre-authorized, real-time, and fully auditable.
The problem we solve
The old way of managing team spending is broken
Traditional expense management happens after the money is already spent — leaving finance teams blind until month-end reconciliation.
- 1 Employee pays out-of-pocket
- 2 Collects and attaches receipts
- 3 Submits expense report (days later)
- 4 Manager reviews & approves
- 5 Finance reconciles manually
- 6 Employee reimbursed in 2–4 weeks
- 1 Finance pre-authorizes budget
- 2 Virtual card issued in seconds
- 3 Employee spends within set limits
- 4 Transaction logged in real-time
- 5 Ledger reconciled automatically
- 6 No receipts, no reimbursement, no lag
How we solve it
A complete finance management platform
Four integrated capabilities that together replace your expense tool, approval process, ledger system, and developer integration layer.
Pre-authorization, not reimbursement
Issue a virtual card before the spend happens. Set limits, assign to a staff member, and the budget is enforced at the point of sale — not discovered weeks later in a spreadsheet.
Real-time ledger visibility
Every deposit, fee, card top-up, and transaction posts to an immutable ledger the moment it occurs. Finance teams see the full picture instantly — no month-end surprises.
Team workflows and approval flows
Staff submit card requests as tickets. Owners approve or reject in one click, with full comment threads and audit trail. Delegate access with RBAC lets large teams scale without losing control.
Developer-ready infrastructure
A full REST API, webhook event delivery, and RSA-encrypted card secret delivery make Dotva programmable from day one. Automate workflows, integrate with your ERP, or build your own tooling on top.
Why Dotva
Built different, by design
All fees — card issuance, top-ups, deposits, subscriptions — are deducted from your workspace USD wallet. One source of truth. No external payment method ever required.
Every workspace can have its own logo, brand color, and custom domain. Embed Dotva under your own brand — your clients see your identity, not ours.
Card secrets (PAN/CVV) are stored with envelope encryption and never exposed in logs or API responses. Revealed only when explicitly requested, with step-up verification.
Our principles
What we stand for
Transparent by Design
No hidden fees. Every cost is shown before you commit. Every transaction recorded the moment it happens.
Security First
Bank-grade envelope encryption, immutable audit logs, and TOTP 2FA built into every layer — not added as an afterthought.
Radical Simplicity
Complex financial workflows made simple. If it takes more than 3 clicks, we redesign it.